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Основным моментом, который одновременно отпугивает потенциальных заёмщиков от получения микрозайма и даёт почву недоброжелателям критиковать всё систему микрокредитования является высокий процент, под который обычно выдаются займы. И с этим аргументом невозможно не согласиться. При этом многие не знают или забывают, что многие мфо выдают первый займ бесплатно. И это не фантастика, а реальность того, как работают микрофинансовые организации в Российской Федерации в настоящее время.
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